Allied Irish Bank API

Allied Irish Bank (AIB) is a commercial bank headquartered in Dublin, Ireland. It operates in both Ireland and Great Britain, with a network of branches and ATMs in both countries. AIB is one of the largest banks in Ireland, with over 2.8 million customers and over €90 billion in assets.

Corporate Structure and Operations:

AIB operates as a public limited company, with the Irish government holding a majority stake of approximately 71%. The bank is divided into two main segments: AIB Ireland and AIB UK. AIB Ireland provides banking services to individuals and businesses in Ireland, while AIB UK provides banking services to customers in Great Britain. The two segments have separate management teams and operate under their respective regulatory frameworks.

Technical Specs and Infrastructure:

AIB’s technical infrastructure includes a range of systems and technologies to support its banking operations. The bank has invested heavily in digital transformation and offers a range of online and mobile banking services to its customers. AIB’s infrastructure includes:

AIB Mobile Banking App: This app allows customers to view their accounts, transfer funds, pay bills, and manage their finances on-the-go.

AIB Internet Banking: Customers can access their accounts and manage their finances online through AIB’s internet banking platform.

AIB Phone Banking: Customers can access their accounts and carry out banking transactions over the phone.

AIB Payment Gateway: AIB offers a payment gateway for businesses to accept online payments from their customers.

APIs:

AIB offers a range of APIs to enable integration with third-party applications and services. These include:

Open Banking APIs: AIB offers APIs that allow authorized third-party providers to access customer account information and initiate payments, in compliance with the European Union’s Payment Services Directive 2 (PSD2).

AIB Payment Gateway API: This API enables businesses to integrate AIB’s payment gateway into their online stores or websites, allowing customers to make payments directly from their bank accounts.

AIB Card Services API: This API allows businesses to integrate AIB’s card services into their applications, enabling customers to make payments using AIB cards.