Lesson 1 of Open Banking APIs: Quicksand

Many Open Banking API programmes launch with confident timelines and then find themselves sinking. The causes are usually the same: underestimated complexity, missing test infrastructure, and assumptions about third-party behaviour that turn out to be wrong.

This first instalment of APIContext's Open Banking series identifies the specific traps that create the quicksand effect — the issues that feel manageable early but compound into programme-level delays when left unaddressed.