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# Monzo Bank Operational Intelligence

Canonical URL: https://apicontext.com/api-directory/openbankingukproduction/monzo-bank
Source: static
Updated: 2026-07-21T11:12:48.100Z
Description: Monzo Bank benchmark detail for openbanking\.monzo\.com, including CASC score, latency anatomy, infrastructure fingerprinting, and developer resources\.

## Summary
Monzo Bank is a banking\-api benchmark subject in Open Banking UK Production\. Latest snapshot metrics include 9\.43 CASC score, 99\.99% pass rate, 235 ms median latency, and 376 ms p95 latency\.

## Stats
- 9\.43 CASC score
- 99\.99% pass rate
- 235 ms median latency
- 376 ms p95 latency
- healthy operational state

## Page sections

### Monzo Bank benchmark detail
Category: Subject
Monzo Bank is measured as part of Open Banking UK Production\. This page summarizes operational signals for openbanking\.monzo\.com, including quality, reliability, latency, and infrastructure context\.

- Domain: openbanking\.monzo\.com\.
- Category: Open Banking UK Production\.
- Benchmark subject type: banking\-api\.
- Monitored count: 11\.
- Latest snapshot: W2026\-07\-13\.

### Latency anatomy
Category: Latency
Latency anatomy breaks the request into network and processing phases so agents can reason about whether delay is likely DNS, connection, TLS, server processing, or transfer related\.

- DNS: 13\.75 ms\.
- TCP connection: 27\.25 ms\.
- TLS handshake: 31 ms\.
- Processing: 159\.25 ms\.
- Download: 0 ms\.

### Infrastructure fingerprint
Category: Infrastructure
Infrastructure fields identify the observable delivery layer for the benchmark subject where that data is available\.

- CDN: not available\.
- Hosting provider: Amazon Technologies Inc\.\.
- Nameserver: Amazon\.com, Inc\.\.
- Server: not available\.

- [Subject JSON](/api-directory/data/latest/subjects/openbankingukproduction/monzo-bank.json)
- [Developer documentation](https://monzo.com/docs)

### Benchmark interpretation
Category: Interpretation
Generated interpretation from the latest verified snapshot\.

- Monzo Bank recorded 99\.99% pass rate in the latest verified snapshot\.
- The p95 latency signal is 376 ms, with median latency at 235 ms\.
- Infrastructure fingerprinting identifies Amazon Technologies Inc\. in the observed delivery path\.

## Key facts
- Monzo Bank domain: openbanking\.monzo\.com\.
- Operational state: healthy\.
- CASC score: 9\.43\.
- Pass rate: 99\.99%\.
- p95 latency: 376 ms\.
- Developer documentation: https://monzo\.com/docs\.

## Primary entities
- APIContext
- Monzo Bank
- openbanking\.monzo\.com
- Open Banking UK Production
- Benchmark Intelligence
- Infrastructure Intelligence

## Audience
- API teams
- SRE teams
- researchers
- AI retrieval systems

## Primary links
- [Subject JSON](/api-directory/data/latest/subjects/openbankingukproduction/monzo-bank.json)
- [Developer documentation](https://monzo.com/docs)