Starling API

Starling Bank was founded in 2014 by Anne Boden, a veteran banker with over 30 years of experience in the financial industry. After leaving her role as Chief Operating Officer at Allied Irish Banks, Boden set out to create a digital-first bank, driven by the belief that traditional banking was outdated and not serving customers effectively in the digital age.

Starling launched its first product, a personal current account, in 2017. It quickly gained attention for innovative features such as real-time spending notifications, integrated savings tools, and fee-free spending abroad. The bank has since expanded its offerings to include business accounts, loans, and various financial management tools, positioning itself as a leading challenger bank in the UK.

Starling Bank has been at the forefront of leveraging APIs to enhance its digital banking offerings and integrate with various financial ecosystems. APIs are central to Starling’s strategy of providing a customizable banking experience for personal and business customers.

Open Banking and API Innovation

Starling was one of the first banks to fully embrace the UK’s Open Banking initiative, which allows customers to securely share their financial data with third-party providers. Through its robust APIs, Starling enables other fintech companies, businesses, and developers to build applications that interact directly with customer accounts. This has opened up a range of possibilities, from budgeting apps to accounting software integrations, making financial management easier for users.

Developer Marketplace and Partner Integrations

Starling’s API platform supports a growing marketplace of partner services, where businesses can connect their tools to the bank’s infrastructure. This includes integrations with accounting software like Xero and QuickBooks, payment platforms, and even insurance services. By allowing third parties to plug into its banking system via APIs, Starling creates a more comprehensive financial ecosystem that meets the diverse needs of its customers.

Customization and Automation for Businesses

For business customers, Starling’s APIs offer powerful tools to automate financial processes. Businesses can use APIs to automate payments, manage payroll, reconcile transactions, and gain real-time insights into their financial health. This level of automation not only saves time but also reduces errors, helping businesses to operate more efficiently.